BUILDING YOUR CREDIT

We believe debt settlement companies and the point of debt settlement offer consumers an alternative to bankruptcy.

When a consumer can come to an agreement with a creditor and decide on a reasonable amount to settle the debt, both parties win. When a consumer is forced to declare bankruptcy because debt settlement was not an option or was not addressed as a possible solution, neither party wins.

Building new and good credit is an essential part of the plan to get your credit back on track. If you do not have a score or if you need to rebuild with good credit, secured cards are a valuable resource to use to make this happen! JCS recommends any of the following cards as possible solutions to help increase your scores.